Your Personal Finance Checklist

We are lazy people. We procrastinate on everything from exercising to developing good habits to managing our finances. It is a natural tendency to push boring work for the future. Then there comes a point when we are so behind schedule that everything looks so difficult. We decide to set everything right and do everything just the way it is supposed to be done, but the sheer volume of work required overwhelms us and we push it to another day, yet again!